Services / Financial Planning
Planning for the whole picture
Expert tax planning that goes beyond your annual return. Our CFP® Professionals and CPAs structure your corporate and personal tax so less of your income goes to the CRA.
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Services / Financial Planning
Planning for the whole picture
Planning for the whole picture
Planning for the whole picture
Expert financial advice that goes beyond investments. Our CFP® Professionals help you define the life you want today while planning for a secure tomorrow.
Expert financial advice that goes beyond investments. Our CFP® Professionals help you define the life you want today while planning for a secure tomorrow.
Expert financial advice that goes beyond investments. Our CFP® Professionals help you define the life you want today while planning for a secure tomorrow.
Book a call
Financial Planning
Retirement Plan
Add Event
P
Overview
Estate Plan
Net Worth
Transfers
Events
Plan Settings
Today
10Y
1Y
Net Worth
$4.2M
+2.46%
from last month
Years to Work-Optional
8.3 years
+0.4Y
from last month
After-Tax Income
$312K
+4.5%
from plan
Estate to Heirs
$6.8M
+$240K
from last quater
Net-worth projection
This chart models your projected net worth by mapping expected asset growth against scheduled liquidity events and baseline expenditures. It provides a dynamic baseline to measure the long-term sustainability of your current capital allocation.
April 30th, 2027 - Net Worth
$8,472,930.17
Financial Planning
Retirement Plan
Add Event
P
Overview
Estate Plan
Net Worth
Transfers
Events
Plan Settings
Today
10Y
1Y
Net Worth
$4.2M
+2.46%
from last month
Years to Work-Optional
8.3 years
+0.4Y
from last month
After-Tax Income
$312K
+4.5%
from plan
Estate to Heirs
$6.8M
+$240K
from last quater
Net-worth projection
This chart models your projected net worth by mapping expected asset growth against scheduled liquidity events and baseline expenditures. It provides a dynamic baseline to measure the long-term sustainability of your current capital allocation.
April 30th, 2027 - Net Worth
$8,472,930.17
Financial Planning
Retirement Plan
Add Event
P
Overview
Estate Plan
Net Worth
Transfers
Events
Plan Settings
Today
10Y
1Y
Net Worth
$4.2M
+2.46%
from last month
Years to Work-Optional
8.3 years
+0.4Y
from last month
After-Tax Income
$312K
+4.5%
from plan
Estate to Heirs
$6.8M
+$240K
from last quater
Net-worth projection
This chart models your projected net worth by mapping expected asset growth against scheduled liquidity events and baseline expenditures. It provides a dynamic baseline to measure the long-term sustainability of your current capital allocation.
April 30th, 2027 - Net Worth
$8,472,930.17
Financial Planning
Retirement Plan
Add Event
P
Overview
Estate Plan
Net Worth
Transfers
Events
Plan Settings
Today
10Y
1Y
Net Worth
$4.2M
+2.46%
from last month
Years to Work-Optional
8.3 years
+0.4Y
from last month
After-Tax Income
$312K
+4.5%
from plan
Estate to Heirs
$6.8M
+$240K
from last quater
Net-worth projection
This chart models your projected net worth by mapping expected asset growth against scheduled liquidity events and baseline expenditures. It provides a dynamic baseline to measure the long-term sustainability of your current capital allocation.
April 30th, 2027 - Net Worth
$8,472,930.17
Financial Planning
Retirement Plan
Add Event
P
Overview
Estate Plan
Net Worth
Transfers
Events
Plan Settings
Today
10Y
1Y
Net Worth
$4.2M
+2.46%
from last month
Years to Work-Optional
8.3 years
+0.4Y
from last month
After-Tax Income
$312K
+4.5%
from plan
Estate to Heirs
$6.8M
+$240K
from last quater
Net-worth projection
This chart models your projected net worth by mapping expected asset growth against scheduled liquidity events and baseline expenditures. It provides a dynamic baseline to measure the long-term sustainability of your current capital allocation.
April 30th, 2027 - Net Worth
$8,472,930.17
Financial Planning
Retirement Plan
Add Event
P
Overview
Estate Plan
Net Worth
Transfers
Events
Plan Settings
Today
10Y
1Y
Net Worth
$4.2M
+2.46%
from last month
Years to Work-Optional
8.3 years
+0.4Y
from last month
After-Tax Income
$312K
+4.5%
from plan
Estate to Heirs
$6.8M
+$240K
from last quater
Net-worth projection
This chart models your projected net worth by mapping expected asset growth against scheduled liquidity events and baseline expenditures. It provides a dynamic baseline to measure the long-term sustainability of your current capital allocation.
April 30th, 2027 - Net Worth
$8,472,930.17
Comprehensive financial planning for all aspects of your life
Holistic wealth planning
Goals, tax, investments, estate, and business coordinated in a single plan across every part of your financial life.
Continuous attention
Your plan and your advisor stay close to your life. Regular reviews, adjustments, and a point of contact who knows the full picture.
Goal-oriented strategy
Plans written around the things you want to do, from the practical to the ambitious, with the path to each one mapped out.
A different kind of wealth firm
A dedicated CFP and CPA
A Certified Financial Planner runs your plan and a CPA handles the tax work, both in-house. Scheduled video meetings on a regular cadence, with extra time whenever something comes up.
Built around your whole family
More than just your numbers and your retirement date. Planning covers your spouse, your kids, the parents you support, and the decisions that affect all of them.
Wealth management's most advanced technology
Built on the most powerful planning software in the industry, handling the modeling, scenarios, and projections behind every plan we write.
Comprehensive financial planning for all aspects of your life
Comprehensive financial planning for all aspects of your life
Holistic wealth planning
Holistic wealth planning
Goals, tax, investments, estate, and business coordinated in a single plan across every part of your financial life.
Goals, tax, investments, estate, and business coordinated in a single plan across every part of your financial life.
Goals, tax, investments, estate, and business coordinated in a single plan across every part of your financial life.
Continuous attention
Continuous attention
Your plan and your advisor stay close to your life. Regular reviews, adjustments, and a point of contact who knows the full picture.
Your plan and your advisor stay close to your life. Regular reviews, adjustments, and a point of contact who knows the full picture.
Your plan and your advisor stay close to your life. Regular reviews, adjustments, and a point of contact who knows the full picture.
Goal-oriented strategy
Goal-oriented strategy
Plans written around the things you want to do, from the practical to the ambitious, with the path to each one mapped out.
Plans written around the things you want to do, from the practical to the ambitious, with the path to each one mapped out.
Plans written around the things you want to do, from the practical to the ambitious, with the path to each one mapped out.
A different kind
of wealth firm
A different kind of wealth firm
A different kind
of wealth firm
A dedicated CFP and CPA
A dedicated CFP and CPA
A Certified Financial Planner runs your plan and a CPA handles the tax work, both in-house. Scheduled video meetings on a regular cadence, with extra time whenever something comes up.
A Certified Financial Planner runs your plan and a CPA handles the tax work, both in-house. Scheduled video meetings on a regular cadence, with extra time whenever something comes up.
Built around your whole family
Built around your whole family
More than just your numbers and your retirement date. Planning covers your spouse, your kids, the parents you support, and the decisions that affect all of them.
More than just your numbers and your retirement date. Planning covers your spouse, your kids, the parents you support, and the decisions that affect all of them.
Wealth management's most advanced technology
Wealth management's most advanced technology
Built on the most powerful planning software in the industry, handling the modeling, scenarios, and projections behind every plan we write.
Built on the most powerful planning software in the industry, handling the modeling, scenarios, and projections behind every plan we write.
Your plan, end to end
Unlock tools and services that go beyond your financial plan—all from a single platform.
Net Worth
Everything you own and owe, across every account, in one number.
Scenarios
Test any decision against your full financial picture before you make it
Goals
The easiest way to set what you're saving for and see what it takes to get there.
Year in Review
Create detailed, accurate year-end financial reports on demand.ddddddd
Net Worth
Everything you own and owe, across every account, in one number.
Scenarios
Test any decision against your full financial picture before you make it
Goals
The easiest way to set what you're saving for and see what it takes to get there.
Year in Review
Create detailed, accurate year-end financial reports on demand.ddddddd
Your plan, end to end
Unlock tools and services that go beyond your financial plan—all from a single platform.
Net Worth
Everything you own and owe, across every account, in one number.
Scenarios
Test any decision against your full financial picture before you make it
Goals
The easiest way to set what you're saving for and see what it takes to get there.
Year in Review
Create detailed, accurate year-end financial reports on demand.ddddddd
Net Worth
Everything you own and owe, across every account, in one number.
Scenarios
Test any decision against your full financial picture before you make it
Goals
The easiest way to set what you're saving for and see what it takes to get there.
Year in Review
Create detailed, accurate year-end financial reports on demand.ddddddd
Your plan, end to end
Unlock tools and services that go beyond your financial plan—all from a single platform.
Net Worth
Everything you own and owe, across every account, in one number.
Scenarios
Test any decision against your full financial picture before you make it
Goals
The easiest way to set what you're saving for and see what it takes to get there.
Year in Review
Create detailed, accurate year-end financial reports on demand.ddddddd
Planworks financial planning lets you
Early Acess
Planworks financial planning lets you
Early Acess
Every part of the financial picture.
Every part of the financial picture.
Every part of the financial picture.
Cash flow planning
Annual budgeting and multi-year forecasting across all your accounts, with savings targets and spending review tied to your long-term financial goals.
Tax planning
Personal and corporate tax strategy, dividend planning, salary-dividend mix, capital gains timing, and tax-loss harvesting coordinated across the plan.
Retirement and decumulation
Retirement timing analysis, withdrawal sequencing, CPP and OAS optimization, and registered account drawdown strategy over a thirty-year horizon.
Insurance review
Term/permanent life, disability, critical illness, and long-term care coverage reviewed against your liabilities and dependents, independent of any product.
Investment strategy
Portfolio construction and ongoing management across registered and non-registered accounts, with allocation, account location, and rebalancing reviewed together.
Cross-border and family
US-Canada tax treaty planning, FBAR and FATCA compliance, dual-citizen issues, and spousal and intergenerational planning.
Business/Corporate structure
HoldCo strategy, salary-dividend mix, surplus stripping, corporate-class investments, and succession planning for incorporated professionals.
Cash flow planning
Annual budgeting and multi-year forecasting across all your accounts, with savings targets and spending review tied to your long-term financial goals.
Retirement and decumulation
Retirement timing analysis, withdrawal sequencing, CPP and OAS optimization, and registered account drawdown strategy over a thirty-year horizon.
Tax planning
Personal and corporate tax strategy, dividend planning, salary-dividend mix, capital gains timing, and tax-loss harvesting coordinated across the plan.
Estate planning
Wills, powers of attorney, trusts, beneficiary structures, and estate freezes drafted with our legal partners and reviewed as your situation changes.
Business/Corporate structure
HoldCo strategy, salary-dividend mix, surplus stripping, corporate-class investments, and succession planning for incorporated professionals.
Cross-border and family
US-Canada tax treaty planning, FBAR and FATCA compliance, dual-citizen issues, and spousal and intergenerational planning.
Investment strategy
Portfolio construction and ongoing management across registered and non-registered accounts, with allocation, account location, and rebalancing reviewed together.
Insurance review
Term/permanent life, disability, critical illness, and long-term care coverage reviewed against your liabilities and dependents, independent of any product.
Cash flow planning
Cash flow planning
Annual budgeting and multi-year forecasting across all your accounts, with savings targets and spending review tied to your long-term financial goals.
Annual budgeting and multi-year forecasting across all your accounts, with savings targets and spending review tied to your long-term financial goals.
Retirement and decumulation
Retirement and decumulation
Retirement timing analysis, withdrawal sequencing, CPP and OAS optimization, and registered account drawdown strategy over a thirty-year horizon.
Retirement timing analysis, withdrawal sequencing, CPP and OAS optimization, and registered account drawdown strategy over a thirty-year horizon.
Business/Corporate structure
Business/Corporate structure
HoldCo strategy, salary-dividend mix, surplus stripping, corporate-class investments, and succession planning for incorporated professionals.
HoldCo strategy, salary-dividend mix, surplus stripping, corporate-class investments, and succession planning for incorporated professionals.
Tax planning
Tax planning
Personal and corporate tax strategy, dividend planning, salary-dividend mix, capital gains timing, and tax-loss harvesting coordinated across the plan.
Personal and corporate tax strategy, dividend planning, salary-dividend mix, capital gains timing, and tax-loss harvesting coordinated across the plan.
Estate planning
Estate planning
Wills, powers of attorney, trusts, beneficiary structures, and estate freezes drafted with our legal partners and reviewed as your situation changes.
Wills, powers of attorney, trusts, beneficiary structures, and estate freezes drafted with our legal partners and reviewed as your situation changes.
Cross-border and family
Cross-border and family
US-Canada tax treaty planning, FBAR and FATCA compliance, dual-citizen issues, and spousal and intergenerational planning.
US-Canada tax treaty planning, FBAR and FATCA compliance, dual-citizen issues, and spousal and intergenerational planning.
Investment strategy
Investment strategy
Portfolio construction and ongoing management across registered and non-registered accounts, with allocation, account location, and rebalancing reviewed together.
Portfolio construction and ongoing management across registered and non-registered accounts, with allocation, account location, and rebalancing reviewed together.
Insurance review
Insurance review
Term/permanent life, disability, critical illness, and long-term care coverage reviewed against your liabilities and dependents, independent of any product.
Term/permanent life, disability, critical illness, and long-term care coverage reviewed against your liabilities and dependents, independent of any product.
Insurance review
Insurance review
Term/permanent life, disability, critical illness, and long-term care coverage reviewed against your liabilities and dependents, independent of any product.
Term/permanent life, disability, critical illness, and long-term care coverage reviewed against your liabilities and dependents, independent of any product.
Human strategy, oversight, and answers
Every advisor at Planworks is a CFP Professional registered with FP Canada and overseen by CIRO. Client assets are held at CIPF-member custodians, with bank-grade encryption and security platform wide.
More About your Advisor
CIRO
Details
CFP/FP Canada
Details
CIPF Insured
Details
CCPA/GDPR
Details
Human strategy, oversight, and answers
Every advisor at Planworks is a CFP Professional registered with FP Canada and overseen by CIRO. Client assets are held at CIPF-member custodians, with bank-grade encryption and security platform wide.
More About your Advisor
CIRO
Details
CFP/FP Canada
Details
CIPF Insured
Details
CCPA/GDPR
Details
Human strategy, oversight, and answers
Every advisor at Planworks is a CFP Professional registered with FP Canada and overseen by CIRO. Client assets are held at CIPF-member custodians, with bank-grade encryption and security platform wide.
More About your Advisor
CIRO
Details
CFP/FP Canada
Details
CIPF Insured
Details
CCPA/GDPR
Details
Professional Financial Planning for Your Family
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Corporation. All rights reserved.
Professional Financial Planning for Your Family
Professional Financial Planning for Your Family
Book a call
P
Copyright © 2026 Planworks Financial
Corporation. All rights reserved.
Services
Financial Planning
Tax planning
Estate Planning
Retirement Planning
Insurance review
Cross-border planning
Who we serve
Incorporated professionals
Business owners
Pre-retirees
Families
Equity compensation
Inheritance
Resources
Research
Planning guides
Tax calendar
Glossary
FAQ
Client portal
Company
About
Our team
Careers
Press
Contact
Book a call
Locations
Your Privacy Choices
Legal
Privacy policy
Terms of service
Disclosures
Regulatory information
Accessibility
Complaints process